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Areas We Serve:
Belton
Copperas Cove
Harker Heights
Kempner
Killeen
Lampasas
Nolanville
Thank you for visiting today. If this is your first visit, take your time and look around. I have plenty of information and resources available to you. If you are a return visitor, thank you. I would love to hear from you and tell you how I can serve all your real estate needs.
Finance
Our Mortgage Partner is Bob Schiaffo From 1st Community Mortgage in Killeen, TX.
Experience:
Bob Schiaffo is a graduate of Saint Edwards University where he earned his Masters of Business Administration.
Bob has been in the Mortgage Industry since 2003. He grew up and served in the military. Because of his experience, he understands the needs of the military family. He takes the extra step and believes in the famous quote by Roger Staubach: "There are no traffic jams along the extra mile."
About Bob:
Bob serves as Chairman of Heroes Night Out, a non-profit group that supports wounded Veterans and their families. He is a member of the Georgetown Chamber of Commerce and the Williamson County Association of Realtors.
Bob and his wife Dina have four children; the oldest son is proudly serving in the U.S. Army, and a beautiful granddaughter born in August 2010.
Should you get pre-qualified before house hunting?
Absolutely!Why? Bob can help you find out how much you can borrow and that will help you when negotiating a price.
When Bob pre-qualifies you, Bob help you determine how much of a monthly mortgage payment you can afford, and how much First Commiunity Mortgage can loan you. Bob does this by considering your income and debts, your employment and residence situation, your available assets, and other personal situations. I make it easy. Just click on the EZ VA button!
Don't lose out on the home of your dreams! Here's 2 big reasons to get Pre-qualified now:
Being pre-qualified for a mortgage shows your real estate agent and the seller that you are ready to make the deal.
A pre-qualification also gives your agent the confidence to show you homes and help you to make an appropriate offer.
You can always use the calculators available on my site to get an idea of how much mortgage you can afford -- but it's important to get in touch with me. For one thing, you'll need a Pre-Qualification Letter! Another great reason to contact me is to get a realistic cost of taxes and escrows that will be added to the basic Principal and Interest payment.
Got a Questions?
Do you have a question? Call Bob at (254) 319-6000 or contact him via email.